Mera Pakistan, Mera Ghar is a low-cost mark up subsidized house financing scheme initiated by government where State Bank of Pakistan directed Pakistani commercial banks to adjust their house financing policies.
Faysal Tabeer- Faysal Bank offers convenient and affordable option to fulfill your residential requirements. You can buy a house/apartment or opt for construction finance in a complete Shariah compliant way using Diminishing Musharaka mode of financing.
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| Low cost house loan |
Security Requirement
As per banks credit policy and prudential regulations for house financing, the housing unit financed will be mortgaged in favor of financing bank.
Documents required
| Document | Original or Copy | Self Employed | Salaried |
| Product Disclosure Sheet | Original | Yes | Yes |
| Valid Computerized National Identity Card (CNIC) (of both applicant and Co-partner, if applicable | Copy | Yes |
| passport size color photographs each for applicant and co-partner (if applicable) | Original | Yes | Yes |
| 6 month Bank Statement (if applicable) | Original | Yes | Yes |
| Facility Application form (FAF) including CF undertaking | Original | Yes | Yes |
| Undertaking for first time homeowner | Original | Yes | Yes |
| Title Document of the property to be mortgaged (if applicable) | Copy | Yes | Yes |
| Bank Statement of 1 year (if available) (for businessman only) | Original | Yes | Not Required |
| NTN or any other business proof document (if available) | Original/Copy | Yes | Not Required |
| Current Salary Slip or Employer letter/ Salary Certificate (salary breakup and deductions to be clearly mentioned). Maximum of 60 days old salary slip may be accepted. Original salary slip/e-slip does not require stamp or sign | Original/Copy | Not Required | Yes |
| Professional Degree & Or valid Membership of applicable Professional body | Copy | Yes | Not Required |