Pakistani banks are all-set to provide house financing under the recommendation of the State Bank of Pakistan through Prime Minister’s NAYA Pakistan Housing Program and NAPHDA for affordable (Low Cost) housing 'Mera Pakistan, Mera Ghar'. Almost all Pakistani banks are following same subsidized mark-up rate, fixed monthly installment amount, same eligibility criteria with minor variations in Mera Pakistan, Mera ghar house financing scheme. These loans can be availed for construction of house, purchase of plot+construction, purchase of flats.
How To Apply For Mera Pakistan Mera Ghar House Loan Online
- Browse On Bank's Website
- Click On Mera Pakistan Mera Ghar
- Download Application form for house loan
- Fill in the form with valid information
- Upload required documents
- Wait for loan to be approved from bank
Here is a detail of banks,
policies, loan application process, and terms and conditions of banks providing loans under mera Pakistan,
mera ghar house financing.
 |
| List of banks giving low cost house loans |
Eligibility criteria
Here's who can apply for mera pakistan mera ghar house loan
- All men/women holding
CNIC
- First-time homeowner (shouldn't own a house/flat already)
- The borrowers must not
have availed of d housing finance previously from any bank/DFI
- One individual can
avail of the facility only once
- Only for construction
and first purchase of newly constructed affordable housing unit or flat
- One unit per household ( An applicant shouldn’t own another house before- husband, wife family will be considered as 1 unit)
- The plot, flat or house should be in authorized/legal society
Required Documents
Here are the documents required for Mera Pakistan mera ghar house loan
- Copy of valid CNIC
- Salary slip/proof of
income
- Last 6 months bank
statement
- Copies of title documents
- Any other document required by the bank
Approved cities
Here are cities which are approved for scheme
Mera Pakistan, mera ghar house loan can be availed living in any city of Pakistan.
- Financing Tenure: Housing loans are offered for the tenure of 10, 15, and 20 years.
· Monthly installment is as low as Rs 6,600/- for loan amount of 10 lakh for the period of 20 years.
 |
| List of banks giving low cost house loans |
What Are Levels/Tier of House Loan
Loans will be offered in three levels or three Tiers; Tier
1, Tier 2, Tier 3. The detail of each tier is given below:
Click for Frequently Ask Questions about Low Cost House financing
Here is a List of Banks offering conventional & Online
house financing under Mera Pakistan, Mera Ghar with links:
You can choose any bank from here to avail house loan
under Mera Pakistan mera ghar Scheme.
- HBL Islamic Banking
HBL Islamic Banking supports the Naya Pakistan Housing Scheme, which is offered under the Shariah-compliant guidelines of Diminishing Musharakah mode of financing, giving you a convenient and affordable option to get the house of your dreams. Mera Pakistan, Mera Ghar.
Click for detail & apply online
2. Askari Bank
Askari Bank offers Government mark up subsidized Scheme- Mera Pakistan Mera Ghar
Askari Bank officially has announced the policy, required documents, tentative installment plan under Mera Pakistan, Mera Ghar
3. Meezan Bank
Easy Home - is a low cost subsidized housing finance that is being offered by MEEZAN BANK under Prime Minister Naya Pakistan housing scheme Mera Pakistan, Mera Ghar.
4. Bank of Punjab BOP
Apna Ghar -low-cost house financing by a BOP. 'The Bank of Punjab', is contributing towards the country’s development and prosperity by fulfilling a dream of millions through financing for affordable (Low Cost) housing Mera Pakistan, Mera Ghar
5. UBL
UBL Ameen – here is our Islamic Banking brings to you a cost-effective House Financing Scheme under the shariah-Compliant mode - Mera Pakistan, Mera Ghar. Build your dream house in the land built on dreams, as we ascend hand-in-hand to a prosperous tomorrow.
6. Alfalah Bank
Ghar Asaan-Keeping in mind the Prime minister vision of Naya Pakistan Bank Alfalah Islamic Banking also announces policy and criteria for the home loan for Mera Pakistan, Mera Ghar
Bank Alfalah-Mera Ghar Mera Pakistan
With Bank AL Habib,
you can make your dream of owning a home a reality.
You can avail of this facility through our Conventional and Islamic Banking branches.
8. Standard Chartered
Standard Chartered Sadiq- Standard Chartered Bank has announced policies, eligibility criteria and loan structure under Naya Pakistan Housing Project where the low and medium cost housing program aims to provide affordable housing option to clients that fulfill their dreams of owning a home. With Standard Chartered Saadiq Home Finance Purchase, owning a home becomes a reality now with Mera Pakistan, Mera Ghar
- Bank of Khyber
- Bank of Punjab BOP
- JS bank
- Islamic Banking
For updates like us @fusionstories